Terrible service! Stay clear of this company!!! Purchased a air conditioner a while ago, got offered a 18 month deferral with no interest charges so decided to take the deferral period, verbal agreement with sales agent stating they would send a statement/bill so I could pay for it full with no interest charges, 18 months later, no reminders, no bills, claimed they sent a "welcome package" never received it. Now being charged 900$ in interest. Was told to supply a void cheque in the event that I change my mind and decide to do monthly payments so I would have to call to notify. Took monthly payments from my account, took 8 phone calls to reach a manager, got "offered" a 25% discount on the interest that was added because payment was not made "on time". No one remembers what they did 18 months ago, nor would they remember to pay their one bill 18 months from now. Sales agent stated they would send statement/bill, call agents and managers say they dont send out any reminders or anything. They are forcing me to pay interest based on their mistake. Claiming its "on the contract" and not accepting their verbal agreement, pretty much taking money out of peoples pockets, after specifically telling the lady we would be paying it in full after the deferral period. Communication problems between the sales agent and the company itself, yet UEI financial says its my fault. Problem still unsolved. No hours of operations for Calgary offices. Never ever getting business from me again, this is a headache, this is ridiculous. I thought big companies were reliable, thought they would be great with customers but I guess this is not the case. STAY CLEAR!!!! Air conditioner cost was $3171 was told I had to pay $4100....... Manager said her "offer" was $3171 + $650 interest. Wanted me to pay interest on their mistake........ If you get a interest free deferral make sure you purchase a 2 year post dated calendar to remind yourself when the deferral period ends!! or youll end up with surprise withdrawals and high interest payments.